ToolboxF-10 · INFLATION HEDGE

🛡️ Inflation Hedge Calculator

Compare the real returns of cash, gold and S&P 500 strategies

Investment period: 26 years (2000 → 2026)Gold price today: —
💵

Hold Cash

3.5% average annual inflation erodes purchasing power

Current value

$3,960

-60.4%vs. initial amount

Nominal value remains $10,000, but real purchasing power falls to $3,960

Best
📈

Buy S&P 500

9% average annual compound return including dividends

Current value

$93,992

+839.9%vs. initial amount

Total value after 26 years of compounding: $93,992

Return Comparison

📈 Buy S&P 500
$93,992+839.9%
💵 Hold Cash
$3,960-60.4%

Calculation Notes

  • Cash purchasing power uses 3.5% average annual inflation
  • Gold returns use historical year-end prices and the current live price of $—/oz
  • S&P 500 returns use a 9% average annual compound return including reinvested dividends
  • Taxes, trading costs and FX gains or losses are excluded. For reference only.

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